Position: Business Banker
Firm: First Citizens Bank
Location: Fayetteville, NC
Position Description: Business Bankers support the Banks mission through effective sales and service, targeted business development efforts and community involvement. The Business Banker (BB) is responsible for developing and managing business banking relationships in accordance with FCBs core values and prescribed sales process in an assigned area. Primary focus is on loan and deposit production and fee income generation. The position manages a large portfolio of business relationships and serves as the primary contact for borrowing needs while engaging bank partners to help provide business services to meet the customer’s full range of needs. The Business Banker targets business customers with loan needs up to $1,500,000; however, the Business Banker may manage larger relationships as approved by his/her manager and in conjunction with appropriate support from Credit Administration.
Sales: Develop & implement a business banking sales plan to achieve monthly sales and profitability objectives outlined in the Bank’s sales program expectations. Identify needs and sell all bank products to broaden and deepen relationships with customers and prospects, adhering to the Banks prescribed sales process. Utilize bank sales tool. Develop and utilize centers of influence to help generate referrals.
Portfolio Management: Manage a portfolio of larger business credits and provide financial solutions that address client needs. Maintain high level of product knowledge to enable the sale of lending, deposit and business services products, and the referral of retail and wealth products. Prepare credit packages for review and approval by credit partners. Perform loan servicing duties to ensure conformity with loan terms and conditions. Assist in collection of loan delinquencies in a timely manner. Interview loan applicants and originate loans for centralized approval. Recommend appropriate denied loans for exception approval.
For more information, contact https://jobs.firstcitizens.com/